So for a guy like me, who doesn't know diddly dick, is Chrome more secure than Firefox? What addons would you say are necessary?
Chrome and Firefox are competing to be 'the most secure'. It's become kind of lock-step at this point, each one is releasing new privacy and security features in a tit-for-tat fashion.
Each browser has addons like: NoScript, AdBlock, HttpsEverywhere
In the end, the most important security feature anyone can ever utilize is their own common sense. For instance, if I absolutely need to open a link from some file-sharing site (or something equally weird looking), I'll open it in a vmware-hosted linux image.
All your banking and bill paying (ie: legit, trusted sites with super important logins) should be done from a dedicated 'banking' browser. For instance, do your casual browsing in Firefox and never ever open IE for anything except banking. Of course, that only works if you've never used IE for anything else before =)
-j